This clue appeared in the NYT Crossword on Sunday, February 15, 2026 (95 Down). The answer is hidden below until you want it. Sunday puzzles are large (21 by 21) and themed, about as hard as a Wednesday or Thursday.
Answer length: 3 squares
First letter
H _ _
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About the answer
HMO as a word: (US, Philippines, medicine) Initialism of health maintenance organization. [(US, medicine) A medical insurance group that provides health services for a fixe...; (UK) Initialism of home/house in/of multiple occupation/occupancy: a rented house typically let as individual rooms, often to students or migrant workers.
HMO has been an answer 2 times in the NYT Crossword and Mini since February 15, 2026.
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